|
| Vehicles and Motorcycles* (2004 and newer) |
|
Rate |
| 2 Years |
as low as |
3.99% APR |
| 3 years |
as low as |
3.99% APR |
| 4 years |
as low as |
3.99% APR |
| 5 years (2008 or Newer Only) |
as low as |
3.99% APR |
|
|
|
| *20% Downpayment Required |
|
|
|
|
|
|
|
|
|
| Personal Loans |
|
Rate |
| 1 year |
as low as |
11.49% APR |
| 2 years |
as low as |
11.75% APR |
| 3 years |
as low as |
12.00% APR |
|
|
|
|
|
|
|
First Mortgage - FIXED |
Rates as low as |
Points |
| 30 year fixed-Secondary Market-Loans not retained in Credit Union |
4.000% APR |
2 pts |
| |
4.250% APR |
1 pt |
| |
4.375% APR |
0 pts |
| 15 year fixed |
3.375% APR |
2 pts |
| |
3.625% APR |
1 pt |
| |
3.750% APR |
0 pts |
| 30 year fixed-In-House Rates |
5.500% APR |
2 pts |
| |
5.750% APR |
1 pt |
| |
6.000% APR |
0 pts |
| 15 year fixed |
5.250% APR |
2 pts |
| |
5.500% APR |
1 pt |
| |
5.750% APR |
0 pts |
| 8 year fixed (25% equity, Platinum Credit) |
3.875% APR |
0 pts |
| |
| Individual rate determined at time of rate lock |
| On 1-4 Family Owner Occupied Homes |
|
| MINIMUM LOAN SIZE IS $40,000 |
|
|
|
| |
|
|
First Mortgage - ADJUSTABLE |
Rate |
Points |
Margin |
| 1 year adjustable rate |
3.990% APR |
0 pts |
2.75% |
| 3 year/1 year ARM |
4.250% APR |
0 pts |
2.75% |
| 5 year/1 year ARM |
4.875% APR |
0 pts |
2.75% |
| |
|
|
|
| On Single Family First Mortgages |
|
|
| Minimum Loan Size |
$40,000 |
| |
|
| Home Equity Loans |
|
Rate |
| 3 year |
as low as |
4.450% APR |
| 5 year |
as low as |
4.450% APR |
| 10 year |
as low as |
4.750% APR |
| 15 year |
as low as |
5.250% APR |
| 20 year |
as low as |
5.750% APR |
|
|
| Home Equity Line of Credit |
- As low as 4.00% APR
- Up to $250,000
|
| Other Loans |
Rate |
| Shares Secured |
4.00% APR |
| CD Secured |
3.00% above Certificate Rate |
| Stock Secured |
8.00% APR |
| Overdraft Loan |
18.00% APR |
|
|
Rates Updated September 7, 2010
|
